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Save from your Insurance - How to buy a Car (Basic Steps of Buying a New Car)

Hello Readers , In the previous blogs regarding the basic steps of buying a new car, I discussed about how one should deal with the dealer and then make the payments. In this section, we would go over a little detail on how you can save few thousands of rupees from insurance - Yes! Savings from Insurance . Let us discuss in detail. As I mentioned, it is good to go for B2B or Zero Dep (depreciation) insurance for your new car. For a Rs 10 Lakh car, you may need to shell out Rs 4500 additional for your B2B. That gives you a lot of peace of mind. Now the savings part; and follow the same so that you get an opportunity to save. A. Choosing the Insurance Company: Every dealer has one or more an insurance agents attached to them - these agents can be from private general insurance (specifically car insurance) companies or from nationalised insurance companies like National Insurance, SBI General Insurance etc. 1. Please get the name of insurance companies and then you...
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How to buy a Car (Basic steps for buying a car) - Step# 2: Payments (How do I decide on payment terms for buying a car)

Hello Readers , In the previous blog, I discussed about the step#1, i.e. on various pricing factors and finalizing on a dealer. In this section, we would go over the payment related steps. Let me break that into smaller units of activities and then detail on each of them. The activities are: Initial Payment (not the down-payment) Loan vs Down-payment Loan Tenure Choosing the Banker Car Inspection Down Payment Final Payment So, let us discuss about all these points in details. Initial payment This is a token money for booking the car, typically in the order of Rs 5000 to Rs 15,000. It surely depends on the car make and model. Please note, this is the booking money and not the initial down-payment. Whether the car has any waiting or not, you should not pay anything more than the booking money. Please ask what is the return policy and tell them you might ask for a return in case of any issues you might face financially or otherwise....
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How to buy a Car (Basic steps for buying a car)

Questions that I typically get:  How do I buy a car?  How do I buy a car without being cheated? How do I ensure a good deal? Is there a check-list for buying a car? Hello Readers, I will not start how you should select a car, how you finalise the features you should have in your car, or even which car is best for you - these decisions I leave with you. But, on the other hand, let me tell you, what the ideal steps are for actually buying a car. And answer all the above questions! To be frank, it is actually simple - Select a car/model/variant, Pay the money, Drive away with your new car. Yes, it is surely that simple, but let me add a few steps so that you get absolute value for your money. A few terms: Make: Manufacturer e.g. Maruti Suzuki, Ford, Honda etc Model :Model of the car e.g. Alto, Ertiga, Figo, Amaze etc Variant : Particular model of choice e.g. Maruti Suzuki Ertiga SXi So, let me start when you have selected the Make and the Model of the ...
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This is a real interesting interview of Camille Seaman - FineArt Photogrpher. This gives you so much to think about light, perspective and of course composition! Check out the youtube link below: http://www.youtube.com/watch?v=WGnywu5d7ao&feature=related
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Abar Bomkesh

Just came back from Bangalore yesterday around 11 pm in the night. Too much is going at office. And I feel tensed for the same.  Anyway, had a good sound afternoon nap after lunch with plain old Bengali-style fish-curry ( Macher jol ). By the time I woke up it was almost evening. Went out for a movie with family - "Abar Bomkesh".  A film by Anjan Dutta, so the expectation was not that great. Overall it was a decent movie although there are lots of dialogs/scenes that do not mach with each other or could be avoided or could have been portrayed differently. Never mind. Was watching a Bengali movie after a pretty long time and I did enjoy. I would give it a score of 5 out of 10.
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